Featured
A Millennial’s Road to Financial Management
Nowadays, millennials carry a vast range of interests and hobbies. They hold different beliefs and perspectives in the way they want to perceive the world. They want to expand their experiences, rather than focus on possessions. Another thing that millennials do is spend too much time on achieving their short term goals—squad goals, relationship goals, etc. Their eyes are glued on their phones, frequently checking and updating their social media.
Currently, there’s a problem that millennials are facing now—financial management. They spend more than they earn. Rather than saving money, millennials think more about their lifestyle. Yes, we can appreciate the ‘now’, but we have to prepare for our future. How do we manage our finances without comprising our lifestyles?
“SIP and TALK: A Millennial’s Financial Advantage” is a fun approach to financial wellness. Through different activities, you can learn the first step to being #MoneySmart. Johanna Yap, Financial Adviser from Prulife UK—FGY Life Insurance Agency, gives tips to millennials on financial management.
“Take advantage of our youth. The earlier you start, the soon you can get it all,” she said.
Here are four phases to manage your finances:
Phase One: Opportunities
Millennials are go-getters—they grab as many opportunities as they want. Opportunities play a big role in our finances. Every choice that you make in life is very important. Not all opportunities are for us; we are given few chances to open these doors and it is up to us what to use them for. You can’t just pick these opportunities anywhere; you have to work hard to earn them.
Phase Two: Earn
Get a job. You can’t just earn money by sitting around. Do what you love and get paid for it. Millennials are rich in abilities, so find what you want to do and work for it.
Gaining experience is also one way of earning. When you can gain experience, you earn the lessons. These lessons that you acquired are important in looking for a job. On the other hand, your growth in experience may help you become a great asset to your job.
Phase Three: Save
By getting a job, you can get an income. The moment you start your job, open a bank account. Your income is not for you to spend only for your lifestyle. Your savings are your lifeline. Saving is easier if you have a clear and long-term goal—this is one way to help you secure your finances and provide a safety net in case of any emergencies.
Phase Four: Invest
It is not enough to save your money; you have to make it grow. Money grows with time, they say. When you are able to save enough, you can invest. Make you sure you have a long-term mind set when you decide to invest. Of course, you would want to grow your money by the time you retire. Investing helps you reach your financial goals. You can invest in stock market, real estate, business, and etc.
For those millennials who wish to prepare for their future financial goals and dreams, while still being able to enjoy “now”, join SIP and TALK and learn to become #MoneySmartMillennial.
Join PruLife UK at their next SIP and TALK Friday. Follow them on their social media platforms: Facebook (PruLifeUKFGY) and Instagram (@AgentProtect) for a daily dose of financial wellness.
Featured
Bringing businesses together: Lalamove paves way for SMEs across the globe to “Make a Winning Move”
The local episode #LalamoveItToWinIt to support MSMEs across PH
To inspire businesses around Asia and Latin America, Lalamove has launched a regional branding campaign “Make a Winning Move” to showcase its various B2B services, strong driver-partner network, and wide-ranging fleet for fast and reliable delivery solutions. Locally, the on-demand delivery platform has kicked off the campaign by inviting its patrons, old and new, to #LalamoveItToWinIt.
Now more than ever, businesses are focusing their efforts on an experience-led customer journey. With deliveries as undeniably crucial for businesses to fulfill their services and win over customers, the central creative idea behind the regional campaign revolves around such scenarios where Lalamove’s services and B2B features help entrepreneurs stay ahead of the intense competition.
Lalamove, as the trusted delivery partner, has been servicing businesses of all sizes in the Philippines. Lalamove’s corporate clients can enjoy the on-demand delivery platform’s variety of business solutions, such as multi-stop delivery, API integration, real-time GPS tracking, a wide variety of fleet for on-demand, same-day, long distance, and last-mile delivery, and a dedicated account manager.
“The Philippines has more than 900,000 businesses, over 99% of which are MSMEs. What Lalamove offers businesses of all sizes is faster, easier, and a more seamless delivery experience to help them save time and costs. Our dedicated partner drivers, the economic frontliners of today, are here to deliver to an even wider reach across Luzon and in Cebu. This campaign is the visualization of what we can do to help businesses jump over hurdles – simply put, just ‘Lalamove It to Win It!’” remarked Dannah Majarocon, Lalamove Philippines Managing Director.
First-time users of the Lalamove mobile delivery app can get up to Php 150 off when they sign up and use the code LALAWINIT. New corporate clients, on the other hand, can also receive a welcome bonus of up to Php 1,200 when they sign up and top-up their Lalamove corporate wallet. Moreover, with Lalamove Rewards recently launched, each delivery for every user is now made even more rewarding.
Find out more about what Lalamove offers by visiting www.lalamove.com/lalamoveittowinit, or follow the official Lalamove Facebook page, Instagram account, and TikTok account for more information.
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ABOUT LALAMOVE
Launched in the Philippines in late 2016, Lalamove is an on-demand logistics company that matches drivers with customers and SME businesses to fulfill same-day deliveries. Lalamove’s mission of making local deliveries faster and simpler across North, Central, and South Luzon, and in Cebu is achieved through innovations such as instant order matching, real-time GPS vehicle tracking, 24/7 services, and a driver rating system. Lalamove also allows businesses to scale their deliveries and operations at an accelerated rate. Lalamove now operates in over 30 markets across Asia and Latin America. Visit Lalamove’s website: http://lalamove.com
Featured
King-size Treats Await Dad this Father’s Day at Seda Central Bloc
King-size Treats for the King!
by Ryan Daniel R. Dablo
Seda Central Bloc celebrates the hardworking hero and steadfast lynchpin of the home with its offerings for Father’s Day weekend.
At the Misto, Seda’s restaurant, Dad gets to sample the delicious international cuisine for free when dining with five full-paying adults. If an evening dine-out is more the family’s speed, the Straight Up bar offers a dinner buffet with a continental menu and mocktails, all enjoyed amid a backdrop of excellent cityscape views from the rooftop. Staycation at the hotel comes packed with perks for the weekend as well, such as complimentary lunch at the Misto, drinks at the Straight Up bar, and breakfast for two.
Honor your number one hero and highlight the love you have for him this Father’s Day weekend. Celebrate at Seda Central Bloc!
For more information, please call (032) 411 5800. Follow their Facebook page or visit their website at www.sedahotels.com.
Fashion
37 Years of High Fashion; Arcy Gayatin leaves a Legacy of Edginess and Elegance
Arcy Gayatin: A Legacy of Luxury in Fabrication
By: Allain Dumon Fonte
The brand Arcy Gayatin gave the Queen City of the South a distinct reputation in the fashion industry. The fashion line of Arcy Gayatin sets the bar higher each year for clothing luxury and fabrication techniques.
Araceli “Arcy” Ancajas Gayatin is the daughter Galileo Ancajas and Remedios Zanoria Ancajas who founded Cebu’s home brand, Gal’s Bakery. Arcy went to the University of San Carlos and studied Political Science. And just like Dr. Muccia Prada, who completed her Ph.D. in Political Science and established the luxury line of Prada, Arcy also got in touch with her artistic side and started her own fashion line. However, it was not Prada that influenced Arcy. Arcy was introduced to fashion and tailoring at a very young age by her mother, Madame Remedios Anacajas whom they dearly call Mama Eme. Mama Eme was running a tailoring business back then. It was called Arabel; named after Arcy and her sister Belma. Ara from Araceli and Bel from Belma. In those years, Arcy was fascinated by fabrics and was intrigued by how to manipulate the fabrics to come up with fashion-forward designs without compromising comfort and taste.
After 37 years of creating haute couture pieces for the most fashionable personalities in the Philippines, Arcy Gayatin is now laying down her sketchpads and pens to rest. As she enjoys her retirement, may be on a cruise to the Bahamas or a holiday to the Swiss Alps, Arcy Gayatin has left the fashion industry a legacy of elegant and edgy clothing ensembles that understand and define the shape of women; without compromising comfort and good taste.
To salute the lady who brought Cebu fashion to the world, a retrospective exhibition of Arcy’s incomparable masterpieces can be seen today at Ayala Center Cebu’s The Gallery; curated by fashion editor and writer, Clint Holton Potestas, and interior and fashion designer, Jul Oliva.
BALANCE. Arcy Gayatin is known for her perfect symmetrical lines when fabricating. She knows how to balance edginess and class; understanding well the strength and the finesse of a woman.
RHYTHM. Arcy’s expertise in draping and fabric manipulation can be seen in how she achieves rhythm between architectural lines and soft fabrics like silk and cashmere.
TEXTURE. With her thorough knowledge on fabrics, Arcy Gayatin has achieved the perfection of fabrication by working on different types of fabrics and creating a single piece of art out of them.
HARMONY. The simplicity of the silhouette plus the intricacy of the details create a wonderful harmony, making Arcy Gayatin’s design a one-of-a-kind masterpiece.
The photos below show an up-close look at the intricacy and the exquisite craftsmanship of Arcy Gayatin’s fabrication techniques:
THE SPIDER WEB: one of Arcy’s genius fabrication techniques.
MATCH and PATCH: Arcy’s unique fabrication craft by patching layers of different types of lace and lace patterns
PLEATS: The perfection of symmetry in pleats on silk.
LA ROSE BLEUE: U.P. student, Danielle Alessandra Deutsch, inspired by the artistry of Arcy Gayatin, designed this midnight blue dress. The cabbage rose made from layers of silk organdy gave this evening ensemble a romantic appeal.
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